Stew McCaw

Branch Manager/
Senior Loan Officer
NMLS ID # 563839

We're Always here to help

Just click the button below, and let’s "Get Started!”

You’re considering one of the biggest financial decisions of your life.  Let me and my experienced staff guide you through this process!

In contrast with most loan officers, I make myself available evenings and weekends to answer your calls, texts and emails. Whether you’re thinking of making your first home purchase, or you want to build a new home, or you just want to refinance your current home mortgage, we’re here to help. 

The Intercoastal advantage is our wide variety of residential mortgage products, including conventional, government-backed, and First Time Home Buyer programs. When you contact me for assistance, you’re tapping into:

  • Over 30 years of mortgage lending experience
  • Support staff with over 15 years of experience
  • Specialization in West Virginia Housing Fund programs
  • Broad experience with FHA, VA and USDA financing programs
  • Advanced experience working with First Time Homebuyers
  • Expansive knowledge of construction and land purchase financing
  • Personalized service and communications throughout the entire process and beyond
  • Expanded hours of availability times for your convenience

I look forward to the opportunity to meet with you and learn more about your goals for home ownership!

Pennsylvania • Maryland • West Virginia • Virginia • North Carolina • South Carolina • Florida

Alexis Sutton

Loan Officer Assistant
NMLS ID # 1555177

Alexis Sutton

Whether you are looking to purchase a new home, refinance, or even build your dream home, I am fully equipped to assist you through your home financing journey.

After graduating from Fairmont State University, I dove right into the industry and put my degree in Business Management to work, holding management positions and roles in customer service, mortgage sales and analytics, and client relationship management.

Now, with nearly 10 years of experience, I am equipped as a Loan Officer Assistant to guide each client through the biggest financial decision most of them will ever make. By facilitating a streamlined financing process from start to finish, our team gets borrowers to the closing table quickly and efficiently!

I am happy to work and live in West Virginia with my husband and two young children. When I am not helping clients, I enjoy exploring the outdoors as an avid runner and cyclist. 

I know that important decisions are often made after hours and on the weekend, so please know I am available 24/7 to support and guide you every step of the way!  

Karen Excell


Karen Exell

I have worked in the mortgage industry as a post closer, closer and loan processor since graduating from William & Mary in 1983. I have worked at ICM for the last 12 years as a loan processor. I have lived in Annandale VA for over 25 years with my husband Bob. We have a 21 year old daughter Allison who is in her 3rd year at Northeastern University in Boston, MA. I enjoy reading and golfing in my spare time.